Sabea Financial

Your financial picture,
in one secure place.

Complete your fact find, upload your documents, and keep your details current β€” all in one portal built for the way we work with you.

  • Bank-grade encryption & Australian data hosting
  • NCCP-compliant record keeping
  • Update anytime, from any device

Welcome

Sign in with the email your broker has on file β€” whichever way suits you best.

or email me a link

By signing in you confirm you are the account holder. If you don't yet have access, contact your Sabea broker or email info@sabea.com.au.

Sabea Financial
Step 1 of 2 Β· Before we begin

A few things to review

Australian credit law (NCCP Act) requires us to provide you with our Credit Guide and Privacy Policy before we assist you with finance. Please review both, then acknowledge below.

πŸ“„
Sabea Privacy Policy
Loading current version…
View policy β†’
πŸ“˜
Sabea Credit Guide
Loading current version…
Download PDF β†’ A copy will also be emailed to you.
Signed on
Signed from (captured on submit)
Sabea Financial
β€”
Your records
πŸ“‹ My Financials πŸ“ Documents
Your Assistant
✦ Chat with Raffi
Equity Mastery Program
πŸ“Š Dashboard πŸ”’ πŸ’Ό Portfolio πŸ”’ πŸ“ˆ Strategy & Forecast πŸ”’ πŸ† Milestones πŸ”’
Account
βš™οΈ Settings
Your information
0%
Your fact find

Your information

Submitted to your broker. You can keep editing β€” any updates will be flagged for re-review.

0%
complete

Ready to hand over?

All sections complete. Send your fact find to your broker for review β€” you can still amend afterwards.

Your documents

Documents

All documents you've shared with us, in one place. Coming in Phase 2 β€” for now your uploads happen inside the relevant fact find stage.

Document management coming soon.

A Sabea Financial program

The Equity Mastery Program

A structured pathway to financial freedom through property and equity investment β€” built for Sabea clients who want a clear plan, not just a loan.

🎯

Your Freedom Number

We calculate the exact net worth you need to retire on your terms β€” and chart the path to get there.

πŸ“Š

Live portfolio tracking

Track every property, share, and asset in one place with real-time valuations.

πŸ“ˆ

Forecast & strategy modelling

Run scenarios β€” buy a property, top up super, change your savings rate β€” and see the impact on your timeline.

✦

Raffi 2.0 β€” strategic AI

Unlock the upgraded version of Raffi with full access to your portfolio, Freedom Number, and the EMP playbook. Strategy modelling, scenario analysis, personalised guidance.

Interested in joining?

Talk to your broker about how the Equity Mastery Program could help you reach your goals faster.

Equity Mastery

Your Financial Freedom snapshot

Track your progress towards financial independence.

Financial Freedom
β€”
Add expenses in your fact find to calculate
Freedom Number
β€”
4% withdrawal rule Β· today's $
Today: β€” β€”
Net Worth
$0
Total Assets
$0
Total Debt
$0
Monthly Surplus
β€”
Available to invest
Portfolio Growth (12mo)
β€”
Weighted average
Usable Equity
β€”
Home equity @ 80% LVR

Asset Position

No holdings yet. Visit Portfolio to add assets.
General information only. Figures shown are estimates based on assumptions and the data you've entered. Speak with your Sabea broker before making any financial decisions.
Equity Mastery

Portfolio

Live prices refresh on demand. Click any holding to edit.

Total assets
$0
β€”
Total debt
$0
Loans & equity debt
Net position
$0
Assets minus all debt
Equity Mastery

Strategy & Forecast

Project your net worth forward and model different paths to financial freedom.

Loading…

Freedom Number
β€”
Annual expenses Γ· 4%
Years remaining
β€”
β€”
Gap to fill
β€”
In today's dollars

Net worth forecast

Today's dollars Β· Inflation-adjusted
Today: β€” Projected at goal: β€”

How would you close the gap?

Three paths to your Freedom Number β€” explore which suits your situation.

Equity Mastery

Milestones

Track the moments that matter on your path to financial freedom.

Coming next phase.

Open the existing EMP portal β†’

✦
Raffi
Your AI financial assistant
✦

Hi, I'm Raffi.

I can help you understand your finances and the Sabea Financial portal.

Raffi provides general information only β€” not personal financial advice. Speak with your Sabea broker before acting on anything discussed here.
Account

Settings

Manage your account details and assumptions.

Your profile

Portal user
β€”
β€”
β€”

To update your name or email, please contact your broker.

Financial Freedom goal

EMP member

When you'd like to reach your Freedom Number by.

Growth rate assumptions

EMP member

These rates power your Financial Freedom forecast. Leave blank to use Sabea's defaults.

Default: 10.5%

Default: state-based (e.g. NSW 6.8%, VIC 6.2%, QLD 7.8%)

Default: 10.5%

Default: 2.5%

Default: 2.5%

Coming in Phase 2

This stage's form will be built in the next phase. The hub, login, and consent are live now β€” start by shipping this deploy.

Holding